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Rebuild Your
Credit & Grow
Your Savings

How We Can Help

We help Canadians take control of their finances! Here’s how the Accelerator Plan works:

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Identify Your Savings Goal

"I want to pay off my Consumer Proposal one year early!"

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Identify Your Timeline

"I've got 3 years to save for this goal."

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Make
Payments

Pre-authorized payments keep you on track

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Positive Payment History

We'll report your positive payment history to TransUnion and Equifax

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Saved
Equity

At the end of the term, use your equity to pay off your Proposal (or another financial goal)

Get the benefit of an installment loan on your credit report without taking on new debt with the Climb Accelerator Plan. Anyone is eligible who wants to build their credit – you don’t have to be in Consumer Proposal to sign up.

What We Do at Climb Credit

We Help Canadians rebuild their credit and take control of their finances.

If the Accelerator isn’t the best fit for your needs, we’ll recommend the right solution from one of our trusted partners.

If you’re not sure how to get your finances on track, we offer a free credit consultation to help you understand the issues that are holding you back. 

From Our Blog

How to Choose the Right Secured Credit Card

Without a credit card, life can be a whole lot tougher. Whether it’s making an online purchase, renting a car, or securing a reservation, many everyday transactions seem to require

Ultimate Glossary of Consumer Proposal Terms

Are you struggling with debt and considering a consumer proposal? Have you recently entered into one? Here’s an A-Z glossary of important terms related to debt and consumer proposals to

So, You’re in Consumer Proposal – Now What?

Imagine this: John is a 44-year-old father of three children, and he works in the technical sales industry in Toronto. His annual salary is $63,000, which – combined with his

Climb Accelerator Plan

Get the benefit of an installment loan on your credit report without taking on new debt with the Climb Accelerator Plan. Anyone is eligible who wants to build their credit – you don’t have to be in Consumer Proposal to sign up.

What People Say

Climb is not a credit repair service. The Climb Accelerator Plan is a short term savings loan which can help improve a customer’s credit score by building a credit history, provided the customer’s payments are made in full and on time. Climb provides an accurate report of payments and non-payments to both TransUnion and Equifax.