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Rebuild Your
Credit & Grow
Your Savings

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How We Can Help

We help Canadians take control of their finances! Here’s how the Accelerator Plan works:

Identify Your Savings Goal

"I want to pay off my Consumer Proposal one year early!"

Identify Your Timeline

"I've got 3 years to save for this goal."

Make
Payments

Pre-authorized payments keep you on track

Positive Payment History

We'll report your positive payment history to TransUnion and Equifax

Saved
Equity

At the end of the term, use your equity to pay off your Proposal (or another financial goal)

Get the benefit of an installment loan on your credit report without taking on new debt with the Climb Accelerator Plan. Anyone is eligible who wants to build their credit – you don’t have to be in Consumer Proposal to sign up.

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What We Do at Climb Credit

We Help Canadians rebuild their credit and take control of their finances.

If the Accelerator isn’t the best fit for your needs, we’ll recommend the right solution from one of our trusted partners.

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If you’re not sure how to get your finances on track, we offer a free credit consultation to help you understand the issues that are holding you back. 

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From Our Blog

How to Choose the Right Secured Credit Card

Without a credit card, life can be a whole lot tougher. Whether it’s making an online purchase, renting a car, or securing a reservation, many everyday transactions seem to require

Ultimate Glossary of Consumer Proposal Terms

Are you struggling with debt and considering a consumer proposal? Have you recently entered into one? Here’s an A-Z glossary of important terms related to debt and consumer proposals to

So, You’re in Consumer Proposal – Now What?

Imagine this: John is a 44-year-old father of three children, and he works in the technical sales industry in Toronto. His annual salary is $63,000, which – combined with his

Climb Accelerator Plan

Get the benefit of an installment loan on your credit report without taking on new debt with the Climb Accelerator Plan. Anyone is eligible who wants to build their credit – you don’t have to be in Consumer Proposal to sign up.

REQUEST A TEXT MESSAGE

What People Say

I used Climb to boost my credit score while I was in my consumer proposal. Now that I’m done my proposal, I’ve gotten money paid back to me, and my credit score is at 804.
Brad B.actual Credit Accelerator Program customer
Brad B.
I remember going for a car loan when my credit score was over 700 and I was approved in 30 seconds. I’ve had a change in circumstances since then, and I’m using the Accelerator to get my score back to where it was. Next time I go for a car loan I want that peace of mind and no stress about financing.
Dennis D.actual Credit Accelerator Program customer
Dennis D.
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Climb is not a credit repair service. The Climb Accelerator Plan is a short term savings loan which can help improve a customer’s credit score by building a credit history, provided the customer’s payments are made in full and on time. Climb provides an accurate report of payments and non-payments to both TransUnion and Equifax.