Skip to content


Consumer Proposal

Climb Credit

Accelerator Plan

Make a plan to pay off your Consumer Proposal early while building your credit.

Step 1

Identify your early repayment goal based on:

  • Budget
  • Monthly CP payment
  • How quickly you want to pay off your Consumer Proposal

Step 2

Sign up for an Accelerator Plan with Climb Credit Inc.

Step 3

Make monthly payments via pre-authorized payment and we’ll report your positive payment history to TransUnion and Equifax while holding your savings in a secure account

Step 4

A the end of the term, take your saved equity and use the mney to pay off your Consumer Proposal. If you need to access funds earlier you can cancel at any time and we’ll pay out your existing equity

Sample Savings & Repayment Schedule

Fees & Pricing

Target $ Amount
Admin Fee
Interest Rate
$1,000 – $1,999
$2,000 – $3,999

Credit Building Opportunity

of customers with a similar CP Savings Loan were able to bring their credit score up by more than 50 points and 18.5% were able to bring their score above 600 when they kept their account in good standing.