Climb Accelerator Plan
Build Your Credit While Saving for the Future
The Climb Accelerator Plan is an easy way to:
Rebuild your credit score, using a proven method
Save for the future – simply, securely and easily
Make a plan to get out of consumer proposal early, so you can move on with your life
How does it work?
The Climb Accelerator Plan is simple:
Our fees are simple too.
You’ll only pay:
No hidden fees. No surprises. A 60-day no-risk guarantee.
With the Climb Accelerator Plan,
now you can…
The Not-So Fine Print
You have questions, we have answers
No one can provide a guarantee when it comes to credit ratings, but so far, 58% of customers with a similar product were able to bring their score up by more than 50 points and 18.5% were able to bring their score above 600 when they kept their account in good standing.
The interest fees you pay cover the costs of reporting your payments on a monthly basis to TransUnion and Equifax. The one-time set-up fee covers the costs of creating your account.
Your money is saved in a federally regulated account that is designed for holding money and does not accumulate interest.
You’ll receive a regular balance update on a quarterly basis via text and email. If you’d like to check your balance at any other time, you can call us at 1-844-500-9898.
Of course! Your money is your money. We offer a complete, 60-day no-risk guarantee to offer you peace of mind. If you wish to cancel after 60 days, you just pay the set-up fee.
We want to do everything we can to help you avoid missed payments (and their nasty NSF fees). We offer automated payment reminders and will happily reschedule a payment within the same payment period to make sure we have a positive payment to report. However, if you miss a payment and aren’t able to make it up within the same reporting cycle, we will have to report the missed payment to the credit bureaus.
Yes! You don’t need to be in a consumer proposal to apply for the Credit Accelerator Program. You can still take full advantage of its benefits, like build your credit and save for the future.
No, Climb offers short term secured savings loans and is not a credit repair service. The Climb Accelerator Plan may help improve a customer’s credit score by building a credit history, provided the customer’s payments are made in full and on time. While having a loan and honouring its obligations can help build credit, failure to meet repayment obligations will result in a negative report to the credit bureaus, which would reduce the customer’s credit score.