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How to Choose the Right Secured Credit Card

Without a credit card, life can be a whole lot tougher. Whether it’s making an online purchase, renting a car, or securing a reservation, many everyday transactions seem to require
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Ultimate Glossary of Consumer Proposal Terms

Are you struggling with debt and considering a consumer proposal? Have you recently entered into one? Here’s an A-Z glossary of important terms related to debt and consumer proposals to
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So, You’re in Consumer Proposal – Now What?

Imagine this: John is a 44-year-old father of three children, and he works in the technical sales industry in Toronto. His annual salary is $63,000, which – combined with his
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Things To Know About Consumer Proposals in 2020

Even before the coronavirus pandemic hit, there were mounting concerns about personal debt levels in Canada. While borrowing money can be part of good financial management, debt becomes a problem
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3 Ways to Boost Your Credit Rating During Consumer Proposal

Most people know that a good credit score is important. A good credit score enables you to qualify for bank loans, credit cards, make large purchases – and even tap
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Your Credit Score: The Truth Behind It and Why It’s Important

Are you planning on borrowing money in the not-too-distant future for a major purchase, like a car or home? Before a lender extends you credit, they want to make sure
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What’s a Consumer Proposal and How is it Different from Bankruptcy?

You may have heard the term consumer proposal. But do you understand what it truly means? And do you know how it’s different from a bankruptcy? Both consumer proposals and
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