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Things To Know About Consumer Proposals in 2020

Even before the coronavirus pandemic hit, there were mounting concerns about personal debt levels in Canada. While borrowing money can be part of good financial management, debt becomes a problem
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3 Ways to Boost Your Credit Rating During Consumer Proposal

Most people know that a good credit score is important. A good credit score enables you to qualify for bank loans, credit cards, make large purchases – and even tap
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Your Credit Score: The Truth Behind It and Why It’s Important

Are you planning on borrowing money in the not-too-distant future for a major purchase, like a car or home? Before a lender extends you credit, they want to make sure
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What’s a Consumer Proposal and How is it Different from Bankruptcy?

You may have heard the term consumer proposal. But do you understand what it truly means? And do you know how it’s different from a bankruptcy? Both consumer proposals and
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New for Climb Clients: Changing Your Payment Date

UPDATE: Climb has extended the free “Change Your Payment Date” option through to May 31, 2020. Everyone’s lives have been affected by the coronavirus pandemic, and many people’s finances have
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5 Common Credit Myths Busted

Wouldn’t it be great if all Canadians had an excellent understanding of credit scores? Unfortunately, that isn’t the case. With financial literacy lacking in the school system, most of the
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The First-Time Home Buyer Incentive: Everything You Wanted to Know About Shared-Equity Mortgages

With the federal election coming up on October 21st, home affordability is a hot topic for Canadians. Home affordability is such an important issue because it’s the single most costly
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